You’ve Worked Hard to Save.
Let’s Plan for
What Comes Next.
Retirement planning and investment management for people approaching or in retirement with $500,000 or more in investable assets.
Bring your investments, taxes, and retirement income together into a clear plan for what comes next.
Rich McCormack, CFP®, RICP®
Founder, School of Personal Finance
A Clear Plan for Your Retirement
Your investments, income, and taxes affect one another. I help you coordinate them around your life and goals.
Retirement Income Planning
Can you afford to retire, and how much can you comfortably spend? Build a withdrawal strategy that brings your savings, Social Security, and any pension income together.
Tax-Smart Retirement Decisions
Understand how withdrawals, Roth conversions, and required distributions could affect your taxes. Evaluate your choices with a focus on this year and the years ahead.
Ongoing Investment Management
Give your portfolio a clear purpose. I manage your investments around your retirement income needs, time horizon, and comfort with risk, with ongoing monitoring and adjustments.
How We’ll Work Together
We’ll start with a 20-minute introductory call to discuss your needs and whether we’re a good fit. If we decide to work together, here’s what you can expect.
Build Your Retirement Plan
We’ll review your finances, discuss the retirement you envision, and build a plan that connects your investments, income needs, and tax decisions.
Put Your Plan into Action
I’ll manage your investment portfolio and guide you through the next steps, from organizing accounts to coordinating retirement withdrawals.
Adjust as Life Changes
We’ll meet regularly to revisit your goals, review your investments, and adjust your plan as your life and financial needs evolve.
Meet Rich McCormack
CFP®, RICP® | Founder, School of Personal Finance
For more than 20 years, I’ve helped individuals and families make sense of their finances. Today, my focus is helping people approaching or in retirement coordinate their investments, retirement income, and tax planning.
When you work with me, you work directly with the person building your plan and managing your investments. I take time to understand what matters to you, explain your options, and help you put decisions into action.
Education is at the heart of School of Personal Finance. I believe you should understand the reasoning behind your financial plan and feel comfortable asking questions along the way.