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Investment Account Management

The way you invest your money is a huge component of your overall financial plan. It is the ultimate factor in reaching your financial goals.


There are so many different options, styles, and decisions that need to be made when it comes to what types of assets you invest in and how much of each asset will make up your portfolio. Do you really want to make those decisions on your own? 

It is extremely important to me that all of my clients have a very good understanding of how I approach managing their money. Below is my best shot at sharing some of my beliefs and philosophies around investing.

Navigating Market Uncertainty

Get To Know How I Approach Investing:

  • Constructing a well-diversified, low-cost, tax-efficient portfolio that matches your tolerance for the inevitable ups and downs in the market and allows you to sleep at night is the foundation.

  • Time in the market beats timing the market. Timing the market is not something I will try to do...I do not know which direction the market is going over the next week, month, year, or even five years from now. I do use history as a guide when investing for the long term, but the future is unknown. 


  • I have no hot tips, I am not trading constantly in your account, and I do not sit at my computer all day placing buy and sell orders. There will not be much action in your account. 

  • I almost always use very low-cost passive index funds and exchange-traded funds to create diversified portfolios. In certain situations, I may use an active fund or two if I believe there is an added value that outweighs the additional expense. 

  • Your time horizon is the driver of the bus. If you need the money in 3 years (Down Payment) where you keep it looks very different than the money you are investing for 30 years.

  •  I stick to the long-term plan. Markets go through cycles of ups and downs. I have invested in many of them. Sometimes those downturns can be very stressful and painful. It sucks losing 40% of your retirement accounts, but it happened in 2008-2009 and the odds are very good it will happen again. When you ask? Your guess is as good as mine (or anyone else's). The key is not making emotional decisions. It's hard to stay put when the world is crumbling around you. That's why people hire me :) 

Our Fee Schedule for Managing Your Investments

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